FAQ | K&M Homes

Why Retire in Tennessee? A Perfect Blend of Lifestyle, Comfort, and Opportunity For those considering retirement, choosing the right place to settle down is one of life’s biggest decisions. Tennessee, with its natural beauty, rich culture, and favorable living conditions, has quickly become a top choice for retirees across the nation. If you're planning to design and build your dream retirement home, here’s why Tennessee might just be the perfect location to bring your vision to life. 1. Tax-Friendly Living Tennessee is known for its retiree-friendly tax policies. There’s no state income tax on wages or retirement income, meaning your Social Security benefits and retirement fund distributions go further here. For those looking to stretch their savings, Tennessee’s tax advantages make it an attractive and practical option for retirees. 2. Breathtaking Natural Beauty From the Smoky Mountains in the east to the rolling hills and vibrant river valleys, Tennessee offers stunning landscapes for nature lovers. Retirees can enjoy a variety of outdoor activities such as hiking, fishing, and scenic drives. The mild climate means you can enjoy outdoor adventures year-round without harsh winters or extreme summers. 3. Low Cost of Living Compared to many other states, Tennessee’s cost of living is affordable. This extends to housing, groceries, utilities, and overall lifestyle expenses. For retirees on a fixed income, this means enjoying a high quality of life without high costs. When building a custom home, this affordability can provide flexibility, allowing retirees to invest more in features, upgrades, or amenities that make their home exactly what they want. 4. Vibrant Culture and Friendly Communities Known for its warm Southern hospitality, Tennessee is a welcoming place with strong community ties. Retirees often find it easy to make friends and get involved in local events. The state is also steeped in music, history, and art, with Nashville as the "Music City" and Memphis as the birthplace of blues. For retirees who enjoy arts, music, and cultural festivals, Tennessee has something for every interest. 5. Endless Recreational Activities Whether you’re looking to join golf clubs, explore charming small towns, or spend weekends at lakeside retreats, Tennessee has endless recreational options. The Great Smoky Mountains National Park, the most visited national park in the U.S., is a must-see for any nature enthusiast. Retirees can also take advantage of Tennessee’s extensive network of parks, trails, and rivers, making it easy to stay active and enjoy the outdoors. 6. A Place for Custom Homes that Reflect Your Lifestyle Retirees moving to Tennessee often seek a home that aligns with their lifestyle, and building a custom home allows you to create a space that is truly your own. As a licensed custom home builder in Tennessee, K&M Homes works with you to design a home that meets your needs, whether it’s a cozy, accessible single-level layout, a luxurious kitchen for family gatherings, or an expansive patio for enjoying Tennessee’s scenic views. 7. Diverse Climate and Mild Seasons Tennessee enjoys a four-season climate without extreme conditions, providing a beautiful mix of mild winters, warm summers, and pleasant springs and falls. This climate allows retirees to experience the beauty of all seasons without the high maintenance of snow removal or overly hot temperatures, adding to the year-round appeal of living here. 8. Proximity to Major Cities and Attractions Tennessee’s central location places retirees close to numerous attractions and cities. The state’s proximity to neighboring states and cities like Atlanta, Asheville, and Louisville makes it easy to take weekend getaways, visit family, or enjoy a change of scenery without extensive travel. Start Building Your Dream Home in Tennessee Retirement is about creating the life you’ve always envisioned, and there’s no better place to do that than Tennessee. With its natural beauty, low taxes, affordable cost of living, and endless recreational options, Tennessee offers everything you need to enjoy retirement to the fullest. As a licensed custom home builder in Tennessee, K&M Homes specializes in helping retirees design homes that reflect their unique lifestyles and preferences. From tranquil mountain views to convenient city access, we’ll guide you through every step of creating your ideal retirement home. Ready to Begin Your Journey? If Tennessee sounds like the right retirement destination for you, contact K&M Homes today to discuss your custom home vision. Our team is dedicated to bringing your dream home to life, right here in the heart of Tennessee.